How to Get a Student Oyster Card in London

Living in London is exciting, but it comes with its share of expenses — especially when it comes to getting around. For students, travel can become a significant monthly cost. Thankfully, the Student Oyster Card is here to help. In this guide, I’ll walk you through how to get a Student Oyster Card in London in 2025, the benefits it offers, and some insider tips to make your travel even more affordable.

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What is a Student Oyster Card?

The Student Oyster Card is a discounted travel card offered by Transport for London (TfL) for students aged 18 and over who are enrolled in eligible courses at registered institutions in London. This card gives you access to a 30% discount on adult-rate Travelcards and Bus & Tram Passes, making commuting to classes, internships, or exploring the city much more budget-friendly.

For official details, you can visit TfL’s Student Oyster Photocard page.

Benefits of a Student Oyster Card

30% off adult-rate Travelcards and Bus & Tram Passes
Save money on both daily and long-term travel
Seamless access to London’s transport network, including buses, tubes, trams, and some National Rail services
Flexibility for students who commute or explore the city regularly

Step-by-Step Guide to Applying for a Student Oyster Card

Step 1 – Check Your Eligibility

To apply for a Student Oyster Card, you need to meet these basic requirements:

Be 18 or over
Be enrolled at a college or university registered with TfL’s scheme
Live in a London borough during term time
Be studying a full-time or eligible part-time course

You can verify your institution’s eligibility directly on the TfL application page.

Step 2 – Apply Online via TfL

Applying is easy and done completely online through TfL’s website:

Go to the TfL 18+ Student Oyster Card application page
Have the following ready:
A colour digital photo (passport-style)
Proof of your student status (usually your student ID or acceptance letter)
Payment of £20 (non-refundable application fee)

Once your application is submitted, TfL will confirm your details with your university or college.

Step 3 – Receive and Activate Your Card

Your card will be posted to your registered UK address. It generally arrives within 2 weeks. Once received:

Activate your card at any London Underground, Overground, or DLR station using a ticket machine
Your discount will then apply automatically when you purchase Travelcards or Bus & Tram Passes

Key Tips to Remember

Apply early — especially at the start of term when processing times can be longer
Link your 16-25 Railcard to your Oyster (if eligible) for extra off-peak savings
Always carry your card when travelling — fines apply for non-payment
Renew your card annually if your course lasts multiple years
Check expiry dates carefully — cards are valid only while you remain enrolled

Alternatives to the Student Oyster Card

While the Student Oyster Card offers great discounts, it’s not the only way to save:

Contactless Payment: Daily and weekly caps apply, though without the extra 30% student discount
16-25 Railcard: Gives 1/3 off off-peak National Rail services in London and beyond (can be linked to Oyster)
Bus and Tram Hopper Fare: Unlimited transfers within 1 hour for £1.75, no Oyster Card required

Key Takeaways Table

Method	Best For	Estimated Savings
Student Oyster Card	Daily commuters	30% off Travelcards
Contactless Payment (no discount)	Occasional travelers	Fare capping only
16-25 Railcard linked to Oyster	Off-peak travelers	33% off off-peak
Bus & Tram Hopper Fare	Short trips, transfers	£1.75 unlimited transfers within 1 hr

Conclusion: Maximise Savings as a Student in London

If you’re moving to London or already navigating its busy streets, applying for a Student Oyster Card is a no-brainer for cutting down your transport expenses. The process is straightforward, and the savings are real — giving you more breathing room to enjoy the best of what London offers.